Estate, inheritance, and state overlay estimator with married logic, portability, inheritance-tax explanations, and a clean print-to-PDF report for planning use in 2026.
Agent version • 2026 only
Inputs
Prepared by
AG
Prepared by
Agent Name
Phone • Email • Domain
Scenario
Use married second death when evaluating a combined estate after both spouses are considered.
Yes, apply deceased spouse unused exclusion where appropriate
Estate assumptions
Use this field if only part of the estate is exposed to the selected state's tax system.
Inheritance tax details?
What this means
Estate tax is based on the value of the estate itself. Inheritance tax is based on who receives the money.
Example
If a Pennsylvania estate leaves $500,000 to a child, $300,000 to a sibling, and $200,000 to a friend, those transfers may not all be taxed the same way. In an inheritance-tax state, the recipient's relationship can change the tax result.
This section asks two things:
1. Who is receiving the assets?
2. How much is going to that person or beneficiary category?
If the selected state does not impose an inheritance tax, this section is grayed out because it is not needed for that state.
Notes for printed report
Print behavior: click Print / Save PDF, then choose your PDF printer from the browser's print dialog to save the estimator as a PDF.
Estimator Results
Federal tax
$0
Federal estate tax estimate
State estate tax
$0
If applicable
State inheritance tax
$0
Per selected recipient type
Combined estimate
$0
Federal + state estimate
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i class="dot d1"> Federal State estate tax State inheritance tax Scenario note
Line item
Amount
Comments
2026 State Tax Estimator
Prepared for preliminary planning discussion only. Valid only for 2026 assumptions used in this estimator.
AG
Prepared by
Agent Name
Phone • Email • Domain
Federal tax
$0
State estate tax
$0
State inheritance tax
$0
Combined estimate
$0
Case summary
Calculation detail
Line item
Amount
Comments
Notes
Disclosures
This 2026 State Tax Estimator is for educational and preliminary planning purposes only. It is an estimate and not a tax return, legal opinion, accounting statement, or financial planning recommendation. Results are based solely on the assumptions and inputs entered and are intended only for use with 2026 planning assumptions reflected in this estimator.
Actual tax results may differ materially. Estate and inheritance tax outcomes can be affected by debt, expenses, valuation discounts or premiums, ownership structure, marital deduction treatment, portability elections, lifetime taxable gifts, beneficiary designations, situs of property, residency, apportionment rules, exemptions, deductions, credits, and state-specific filing methodology.
Certain states apply detailed formulas, thresholds, cliffs, brackets, or adjustments that may not be fully replicated in this estimator. Complex state rules, administrative interpretations, and future legal or tax changes may significantly affect the final result.
Before relying on this estimate or implementing any planning strategy, the client should review all assumptions and final calculations with a qualified CPA, estate planning attorney, and other appropriate professional advisors.